Centre for Social Action (CSA) has partnered with Xavier Institute of Management & Research (XIMR) to take up projects that would make a significant impact on our society through various programmes.
To start off our new collaboration, a training session on the ‘Sehat-Bachat Scheme’ was held at St. Michael’s Church School Hall, Mahim on Saturday, November 8, from 5.30 to 8.00 p.m. This training was attended by 63 participants representing Community Based Organizations and Network Associations across the Archdiocese of Mumbai. Fr. Mario Mendes, Director of Centre for Social Action introduced the trainers – Fr. Paul Vaz, Director General of XIMR and a social activist, Sr. Rubina D’Mello, a BSW and Alka Prema Lakra an MSW from Nirmala Niketan.
Fr. Paul shared the goal and objectives of this scheme which aimed at streamlining efforts towards greater financial inclusion. This was followed by a presentation by Sr Rubina and Ms Alka, sharing their experiences on the pilot of the project carried out by XIMR and Seva Niketan which they have implemented successfully with the migrant tribals of Chottanagpur. Handouts detailing the criteria along with terms & conditions of the project were given to the participants.
Major highlights of the scheme are :
• To motivate and encourage people with low disposable income to save by setting aside a fixed sum of money every month
• To avail medical insurance from the interest earned on this savings
• Separately open a Recurring Deposit account which will earn a higher interest at prevailing rates whereby the annual interest earned is divided into 3 sections :
- 3% interest will go towards their savings a/c
- 2% interest will go towards life insurance
- 3% interest will go towards medical insurance
• Sehat – People are highly vulnerable to expensive medical treatment thus by investing in this scheme their sudden medical expenses will be taken care of
• Free health-camps and medical check-ups would be conducted on a regular basis.
The training elicited positive response from the participants. Fr. Mario then gave a brief on the implementation plan for rolling out this scheme in a phased manner by creating different models and terms and conditions suitable to the low income groups across the deaneries. We received very valuable and constructive feedback at the end of the session and some participants were very eager to know when this scheme would be launched in their deanery/parish and even offered their services as volunteers. We are sure that this scheme will lead to the socio-economic upliftment of the poor families that are being reached out to.
(First posted Nov 29, 2014, updated Mar 27, 2015, 10:36 PM)